California’s First-Time Homebuyer Programs

Purchasing a home is a key component of the American dream.  The process involves many steps and requirements, and it’s important to get the details right from the start.   Below you will find links to additional information about programs that are available to first-time homebuyers in California.   

Programs Available in California

For additional information about each program, use the links provided to visit each program website.


GSFA Platinum


Open Door

Who Qualifies?

According to the U.S. Department of Housing and Urban Development (HUD), a first-time home buyer is someone who meets any of the following conditions:

  • You have not owned a principal residence for 3 years.
  • You have owned a home, but your spouse has not.  You can purchase a place together as first-time homebuyers.
  • You’re a single parent who has only owned a home with a former spouse while married.
  • A displaced homemaker who has only owned with a spouse.
  • You have only owned a principal residence not permanently affixed to a permanent foundation, in accordance with applicable regulations.
  • You have only owned a property that was not in compliance with state, local, or model building codes—and that cannot be brought into compliance for less than the cost of constructing a permanent structure.


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