Adjustable Rate Mortgages

What is an adjustable rate mortgage?

With adjustable-rate mortgages, your interest rate is fixed for a specific period of time.  After that, your interest rate may change annually, depending on the market.

Will my mortgage payment amount fluctuate?

Your monthly mortgage payment amount can go up or down each year.  Your rate will never increase more than 5% of the original rate throughout the life of the loan.

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